Comments on: The Credit Analyst Career Path: How to Get Into Finance Through the Side Door https://mergersandinquisitions.com/credit-analyst-career-path/ Discover How to Get Into Investment Banking Mon, 31 Jul 2023 22:51:43 +0000 hourly 1 https://wordpress.org/?v=6.2.2 By: M&I - Brian https://mergersandinquisitions.com/credit-analyst-career-path/#comment-808444 Mon, 31 Jul 2023 22:51:43 +0000 https://mergersandinquisitions.com/?p=34040#comment-808444 In reply to Ifte.

I don’t know much about them, sorry. They are potentially good if you want to get into S&T roles eventually, but I don’t know enough to state their pros and cons without doing some research.

]]> By: Ifte https://mergersandinquisitions.com/credit-analyst-career-path/#comment-808405 Sat, 29 Jul 2023 17:32:06 +0000 https://mergersandinquisitions.com/?p=34040#comment-808405 Hey Brian – thanks for doing this. What are your thoughts on Counterparty Credit Risk jobs at BB banks?

]]> By: M&I - Brian https://mergersandinquisitions.com/credit-analyst-career-path/#comment-804268 Wed, 07 Jun 2023 00:01:43 +0000 https://mergersandinquisitions.com/?p=34040#comment-804268 In reply to sean.

Sorry, I don’t know much about this role. I would have to research it a bit more and get back to you on this. But I don’t think it’s very common to move directly from credit risk into LevFin or buy-side credit funds. You normally need something a bit more transaction-related first.

]]> By: sean https://mergersandinquisitions.com/credit-analyst-career-path/#comment-801449 Thu, 01 Jun 2023 03:58:32 +0000 https://mergersandinquisitions.com/?p=34040#comment-801449 Hi Brian, are you familiar with the role of hedge fund credit risk analyst from the broke dealer or trading floor of sell side bank? Their role is to place credit analysis for the counterparties (mainly buy side funds, eg, hedge fund, pension funds, other regulated funds) about their fundamentals, credit rating and finally issue the credit limits for the credit products. What do you think of this kind of credit work? Comparing with the tradition credit role in corporate banking, what is the exit opportunity for this? Can the credit analyst ended up in leverage finance or even buy side funds?

Thank you.

]]> By: M&I - Brian https://mergersandinquisitions.com/credit-analyst-career-path/#comment-801259 Wed, 31 May 2023 18:54:16 +0000 https://mergersandinquisitions.com/?p=34040#comment-801259 In reply to Vandilson.

I’m not really sure and I can’t say much without seeing the work described on your resume or CV. But I think “Credit Analyst” is probably fine if it was different from the Credit Controller role, but it still involved analyzing credit portfolios. Maybe “Credit Portfolio Analyst”?

]]> By: Vandilson https://mergersandinquisitions.com/credit-analyst-career-path/#comment-799755 Wed, 24 May 2023 14:14:03 +0000 https://mergersandinquisitions.com/?p=34040#comment-799755 Hello Brian,
I don’t know if you still replay the comments, but I need a help with a role that I did on a commercial banking (a Portuguese Bank), as a credit risk analyst there was a period in which my function was to analyze the performance of the credit portfolios and provide a report on them and on the performance of the department’s activity and several other variants linked to credit (loans) from disbursement to collection and debts. Translating the name of the function from Portuguese to English is Credit Controler but in English Credit Controler is a different thing, so my question is, if exist any role in English linked to this type of fuction and what is the name? Because most the roles that I found doesn’t match with the description.

]]> By: M&I - Brian https://mergersandinquisitions.com/credit-analyst-career-path/#comment-799369 Wed, 10 May 2023 18:47:04 +0000 https://mergersandinquisitions.com/?p=34040#comment-799369 In reply to Kevin Gonzalez.

It depends on the type of Credit Analyst (commercial banking vs. normal company vs. ratings agency). If it’s commercial banking or a ratings agency, yes, it could potentially be a good way to move to a regional boutique investment bank eventually. It would be more difficult to do that coming from a normal company.

]]> By: M&I - Brian https://mergersandinquisitions.com/credit-analyst-career-path/#comment-799360 Wed, 10 May 2023 18:37:26 +0000 https://mergersandinquisitions.com/?p=34040#comment-799360 In reply to Ali.

Thanks. That is a good question, and I’m not 100% sure of the answer. But I think you’d probably want to move from credit risk to something like market risk or something else within “risk” that is closer to trading activity at the bank and then go from there. Another option might be to go from credit risk to a credit-related desk within FICC, such as one of the sovereign or corporate bond ones, or maybe even something like distressed debt if you can get a good amount of research experience in credit risk first.

]]> By: Kevin Gonzalez https://mergersandinquisitions.com/credit-analyst-career-path/#comment-799251 Sun, 07 May 2023 00:26:05 +0000 https://mergersandinquisitions.com/?p=34040#comment-799251 Got an offer as a credit analyst and want to eventually get into investment banking and stay there. Is this a good job to lateral into a regional boutique investment bank?

]]> By: Ali https://mergersandinquisitions.com/credit-analyst-career-path/#comment-798720 Thu, 04 May 2023 19:33:04 +0000 https://mergersandinquisitions.com/?p=34040#comment-798720 Hi Brian,

Really good and comprehensive read! I’m going to be starting as a credit risk analyst at a U.S. bulge bracket, and although i’m happy with the position in terms of learning potential, it was not my first choice. I really want to go into derivatives trading, primarily for the fast paced nature. My question is what could a potential path look like to move into sales and trading from credit risk?

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